Analisis Komparatif Tingkat Kesehatan Bank Di Asean Periode 2018-2022

Zulfa Dina Syintawati, Amanita Novi Yushita

Abstract


The research aims to compare the level of banking health in ASEAN. Data analysis uses RGEC in the form of Risk Profile with Non-Performing Loan (NPL) and Loan Deposit Ratio (LDR); Earnings with Return on Assets (ROA), Return on Equity (ROE), and Net Interest Margin (NIM); and Capital with Capital Adequacy Ratio (CAR). Quantitative descriptive research using data from the annual reports of each bank for the 2018-2022 period. The research population is banking in ASEAN, totaling 158 banks. The research sampling technique used purposive sampling covering 6 banks in 6 countries. The research results show that NPLs in Very Healthy condition are Maybank; LDR with Very Healthy condition, namely DBS; ROA with a Very Healthy condition, namely Bank Mandiri; ROE with a healthy condition, namely Bank Mandiri; NIM with Very Healthy condition, namely Bank Mandiri; CAR with Very Healthy condition, namely Bank Mandiri; and banking health level with PK-1/Very Healthy, namely Bank Mandiri.

Keywords


RGEC., Bank Health, ASEAN.

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References


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DOI: http://dx.doi.org/10.30742/equilibrium.v20i2.3685

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